SGC Studio

SGC Studio · Index of tools · Vol. 01

Smart tools for debt, credit, budgets and earning online.

01Finance

Debt, credit and budget, in plain numbers.

Work in Excel or Google Sheets, or print and use a pen. Every example uses fictional numbers.

F-01$19
SGC Debt Free

SGC Debt Free

See your debt-free date in 10 minutes. Then move it closer.

F-02$10
SGC Credit Boost

SGC Credit Boost

Find the errors on your reports. Dispute them free.

F-03$39$29
SGC Studio Complete System

SGC Studio Complete System

Budget, debt and credit on one linked Home screen.

F-04$29$24
Debt Free + Credit Boost Bundle

Debt Free + Credit Boost Bundle

Your payoff order and your payment timing, together.

01.B · Business tools

For contractors who bill in stages.

B-01$24
SGC Contractor Invoice Kit

SGC Contractor Invoice Kit

Deposit to final, change orders, retainage and collections.

02Earn online · Clipping

For clippers who track the real numbers.

Workflow and profit tools for clipping campaigns. No income is promised. Results depend on campaigns, platforms and your work.

E-01$29
Clipping Bot v3

Clipping Bot v3

A copy-paste AI assistant for clipping campaigns.

E-02$10
Clipper Budget & Profit Tracker

Clipper Budget & Profit Tracker

See, clip by clip, whether the work is worth your time.

E-03$39$34
Clipping Bot + Profit Tracker Bundle

Clipping Bot + Profit Tracker Bundle

The workflow and the numbers, together for $34.

03How the system works
Diagram of how the SGC Studio tools pass numbers to each other
  1. 01

    Find the extra

    Plan each paycheck and see what's left to assign.

  2. 02

    Send it

    Pick a payoff order and watch your debt-free date move.

  3. 03

    Watch it work

    Time card payments so lower balances show on your reports.

04Questions
01How do I get my files?+

Checkout runs on Gumroad. Your download link arrives instantly on screen and by email.

02Do I need Excel?+

No. Every workbook imports into free Google Sheets (File > Import > Upload). PDFs open in any reader.

03Does anything connect to my bank?+

No. Everything stays in your own files. Nothing is uploaded and nothing links to your accounts.

04Is this financial advice?+

No. SGC Studio makes educational tools. For your situation, speak to a qualified professional or a nonprofit credit counselor.

05Can I get a refund?+

Yes. If a file doesn't open or work as described, reply to your Gumroad receipt within 7 days.

05Refund & license
  • 7-day refund if a file doesn't work as described.
  • Personal license.
  • PDFs are stamped to the buyer.
  • No sharing or reselling.